The ABCs Universe

The money lessons school never taught.

Stories that teach credit, bills, and real-life money — with free worksheets for every book.


The Books

Book 1: The ABCs of CreditA financial thinking journal for teens and kids — 26 letters, A to Z, that teach credit through story.Live nowE-book $7.88 · Paperback $18.59

Book 2: The ABCs of Credit RepairCredit repair is not a magic eraser. Malik rebuilds his credit, step by step, with the Money Crew.Coming soon

Book 3: The Bill Pay BlueprintReal bills. Real decisions. Real consequences. Marcus gets his first paycheck, Tiana gets her first apartment, and the Money Crew learns to read a bill, plan a payment, and catch an error.Coming soonPaperback $19.99

Book 4: The ABCs of AdulthoodSome lessons you learn. Others you live through. The series capstone.Coming soon


Free Worksheets

Free for everyone — even if you never buy a book. Download, print, practice.

The ABCs of Credit — Worksheets (27 pages)All 26 Practice pages (A–Z) plus the "My Next Step" page.

The Bill Pay Blueprint — Worksheet PackPractice with five fictional sample bills and printable bill-management worksheets.


The ABCs Universe — The ABCs of Credit · The ABCs of Credit Repair · The Bill Pay Blueprint · The ABCs of AdulthoodFree worksheets. Real stories. Money skills for ages 10 and up.